According to Goal, Manchester United's latest financial report shows the club's total debt has risen to £1.15bn, with interest payments reaching £37m.

The Premier League confirmed that Manchester City's owners inflated revenues by over £830m, resulting in one of the most serious financial fair play scandals in English football history. Less than five days after Manchester City's charges, United submitted detailed financial reports to the New York Stock Exchange for the period ending 30 June 2026, revealing equally shocking figures.

United's interest payments reached £37m, up from £34m the previous year. According to Swiss financial analyst Swiss Ramble, since the Glazer family acquired United in 2005, the club has paid a total of £852m in net interest alone.

One figure summarizes the tragedy: Manchester City's owners fabricated revenues, while United pays interest on debt they did not create.

United CEO Omar Berrada stated: "If these results confirm we are heading in the right direction, we will continue to apply a rigorous approach to ensure the sustainability of our financial resources."

This cautious statement reflects the severity of the crisis. United's revenue reached a record £677.6m, and with Champions League qualification and a third-place finish, revenue for the 2026-27 season is projected to increase to £760m. Yet debt continues to rise.

United revealed the club spent £191.7m on new signings, including Baldeba, André Santos, and Tielemans, and borrowed an additional £90m, pushing total debt to £1.15bn compared to £667m in June 2021.

The key issue is not the size of the debt, but the repayment schedule. As of 30 June, transfer-related debt totaled £375m, with £218m due by 30 June 2027, plus potential player bonus payments of £122.8m.

Last June, United restructured its debt and added £94.36m, then spent an additional £63.5m acquiring land for a new stadium. The financing model for the new stadium remains undetermined, and many fans believe these funds could strengthen the squad, which currently sits 12th under manager Michael Carrick.

Nevertheless, United achieved relatively significant financial improvements. In 2025, United had the fifth-highest wage bill in the Premier League at £313m; having not competed in European competitions, the wage bill for the 2025-26 season fell to £302m, with wage-to-revenue ratio dropping to 45%, the lowest in the league.

This means Carrick, with fewer resources than rivals, achieved a third-place finish, exceeding expectations.

However, United's player sales strategy remains weak. Since selling Lukaku for £74m in 2019, United has sold only four players for over £25m: Greenwood, McTominay, Højland, and Garnacho.

Last summer, United generated just £47m from player sales, ranking 11th in the Premier League, while spending £148m—less than promoted clubs Ipswich and Hull City.

In 2023, Premier League clubs voted to limit debt-funded transfers to 65% of a club's value to address the Burnley situation. United fans believe this decision came 18 years too late.

Now, with the Manchester City scandal under scrutiny, Berrada faces an impossible challenge: control spending, reduce transfer debt, raise capital for a new stadium, while investing enough to keep the club in Champions League contention.

In the 2017-18 season, United earned £80m reaching the Champions League quarter-finals; in the 2024-25 season, United earned just £31m after reaching the Europa League final. Meanwhile, if they fail to qualify for the Champions League, Adidas will deduct an additional £10m annually.

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